Who is protected from personal liability for fraud and dishonesty in an association?

In the context of associations, personal liability protection typically extends to individuals acting on behalf of the organization in a manner consistent with their role and within the scope of what is authorized. The correct answer indicates that staff members generally enjoy some level of protection from personal liability related to their actions taken on behalf of the association, assuming they are performing their duties in good faith and without deceitful intent.

Staff members are usually covered under organizational policies and legal statutes that protect employees who are acting within their job responsibilities. It's essential to recognize that this protection does not extend to acts of outright fraud or dishonesty, meaning if staff were to engage in fraudulent activities, they could be held personally liable. The emphasis here is on the protection offered while executing their roles in a manner aligned with the organization's mission and responsibilities.

The other choices do not align with the broader understanding of liability protections typically granted within associations; board members, volunteers, and contributors to committees may not be universally insured against personal liability either. Each role can have different legal implications depending on the circumstances of their actions, which further underscores why the staff's legal protection in a properly executed role represents the correct understanding of liability in this question.